Ideal Mortgage Rates

Today's Rates


Program Name Rate Points APR
10 Yr. Fixed – Conventional 4.250% 0.00% 4.665%
10 Yr. Fixed - No Lender Fee - Conventional 4.500% 0.00% 4.708%
15 Yr. Fixed - Conventional 4.25% 0.00% 4.538
15 Yr. Fixed - No Lender Fee – Conventional 4.50% 0.00% 4.645%
15 Yr. Fixed - Jumbo 4.5% 0.00% 4.593%
20 Yr. Fixed - Conventional 4.625% 0.00% 4.858%
20 Yr. Fixed - No Lender Fee - Conventional 4.750% 0.00% 4.868%
20 Yr. Fixed - Zero Down - Conventional 4.875% 0.00% 5.889%
30 Yr. Fixed - Conventional 4.75% 0.00% 4.992%
30 Yr. Fixed – No Lender Fee - Conventional 5.00% 0.00% 5.089%
30 Yr Fixed - Jumbo 4.875% 0.00% 4.968%
30 Yr. Fixed - FHA 5.500% 0.00% 6.676%
30 Yr. Fixed - VA 5.500% 0.00% 5.897%
5/1 ARM – Conventional 4.1250% 0.00% 5.042%
7/1 ARM - Conventional 4.375% 0.00% 5.036%

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Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

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*APR= Annual Percentage Rate. Rates last updated December 7, 2018 and are subject to change without notice.
Payment example: On a $250,000 home loan at 4.992% APR for a 30 year term, monthly payments would be $1349.55 per month. Payments do not include applicable taxes and insurance and may result in higher payments.