Ideal Mortgage Rates
Today's Rates
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Fixed-Rate Mortgage
| Program Name | Rate | Points | APR* |
|---|---|---|---|
| 30 Yr. Fixed - Conventional | 6.875% | 0.00% | 7.015% |
| 30 Yr. Fixed - FHA | 7.000% | 0.00% | 8.146% |
| 30 Yr. Fixed - VA | 7.000% | 0.00% | 7.296% |
| 15 Yr. Fixed - Conventional | 6.250% | 0.00% | 6.474% |
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Fixed-Rate Mortgage Specials
| Program Name | Benefits | Get Started Today! |
|---|---|---|
| 25 Yr. Fixed - Zero Down - Conventional 1 | Get into your new home sooner. | Call us at 651-747-4663 or Make an Appointment for rates and to learn more. |
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Adjustable-Rate Mortgage
| Program Name | Rate | Points | APR* |
|---|---|---|---|
| 10/5 ARM - Conventional | 6.500% | 0.00% | 6.938% |
| 10/1 ARM - Conventional | 6.250% | 0.00% | 6.772% |
| 7/1 ARM - Conventional | 6.125% | 0.00% | 6.689% |
| 5/1 ARM – Conventional | 6.125% | 0.00% | 6.721% |
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Jumbo Mortgage
| Program Name | Rate | Points | APR* |
|---|---|---|---|
| 30 Yr Fixed - Jumbo | 7.000% | 0.00% | 7.085% |
| 15 Yr. Fixed - Jumbo | 6.500% | 0.00% | 6.633% |
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Additional Mortgage Programs
We have additional products and rates available (such as 20 and 10 year fixed rate terms), please contact us for more information.
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Payment / Amortization Calculator
Calculate your monthly payment for fixed rate or adjustable rate loans.
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If the down payment is less than 20%, mortgage insurance may be required, which could increase the monthly payment and the APR (applicable on conventional products).
Payment example: On a $300,000 owner occupied (primary residence) home loan at 7.015% APR for a 30 year term, monthly payments would be $1,970.79 per month. Payments do not include applicable taxes and insurance and may result in higher payments.
Payment example: On a $250,000 mortgage loan at 6.474% APR for a 15 year term, monthly payments would be $2,143.56 Payments do not include applicable taxes and insurance and may result in higher payments.
Adjustable Rate Mortgage Disclosures
1. Zero Down Mortgage Program: available for qualified applicants with minimum 700 credit score. Some restrictions may apply. Available for purchase transactions and owner-occupied residence up to max loan amount of $647,200. Payment example: On a $300,000 mortgage loan at 8.061% APR for a 25-year term, monthly payments would be $2,406.48 This payment example does not include taxes and insurance and the payment will be higher than the disclosed payment. Subject to mortgage insurance approval. Not eligible for condos or multi-family properties.
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