Ideal Mortgage Home Refinance Options

Conventional Mortgage Loan

The fixed rate conventional mortgage loan is the most popular loan available today.

Fixed rate
Maximum loan amount $806,500
Up to 30 year terms*
Finance up to 95% of homes value
Single Family Home, 2-4 units, Condominium, and Townhome
Primary, secondary, and investment occupancies acceptable

FHA Mortgage Loan

This product is helpful for borrowers with equity in their home. It offers both fixed and adjustable rate mortgage options.

Maximum loan amount $529,000
Finance up to 97.75% of homes value
Flexible credit requirements
Single Family Home, 2-4 units, Condominium, and Townhome
Primary residence occupancies acceptable

VA Mortgage Loan

VA guaranteed mortgage loans are available to Military Service Veterans, current active duty, service men and women and their surviving spouses.

Fixed rate
Cash out up to 95% of homes value
No mortgage insurance
Maximum loan amount $$806,500
Flexible credit requirements

Jumbo Mortgage Loan

Jumbo mortgages are home loans that exceed conforming loan limits of $806,500. A jumbo loan allows you to achieve your refinancing goals.

Fixed rate options
Cash out up to 80% of homes value
Single Family Home, 2-4 units, and Townhome
Primary residence occupancies acceptable

Adjustable Rate Mortgage Loan (ARM)

This mortgage loan program offers a lower initial rate with built in rate protections for the borrower.

10/5, 10/1, 7/1, 5/1 available
Lower monthly payment
Initial fixed rate period
Multiple options
Single Family Home, 2-4 units, Condominium, and Townhome
Primary and secondary occupancies acceptable